Editorial Policy

Obviously Oblivious covers money topics where being wrong has real consequences — someone
misses a deadline, misjudges eligibility, or leaves a benefit unclaimed. This page explains exactly
how our articles are made and how we handle mistakes.

How an article gets written

  1. Topic selection. We pick topics from real search demand — the questions people
    actually type — prioritizing subjects where existing answers are thin, outdated, or buried in
    jargon.
  2. Research and drafting. We use AI writing tools to research and produce a first
    draft, working from primary sources.
  3. Automated quality checks. Every draft passes an automated review for
    structure, depth, repetition, and — for money and health topics — the presence of official source
    citations. Drafts that fail are rejected, not published.
  4. Human fact-check. A person verifies every figure, threshold, deadline, and
    rule against the agency that sets it before publication. This step is not optional and is not
    skipped for any article.
  5. Publication. Only articles that clear both the automated checks and the human
    review go live.

On AI: We use AI tools in our writing process and we don’t hide it. What
matters is whether an article is accurate, original, and genuinely useful — so every claim is
checked by a human against primary sources before you read it. We publish deliberately, at a
limited pace, rather than flooding the site with unreviewed output.

Our sources

For benefits, tax, and health coverage topics, we cite the agency that administers the program —
SSA.gov, IRS.gov, Medicare.gov, CMS.gov, HealthCare.gov, StudentAid.gov — and prefer official
publications, revenue procedures, and fact sheets over secondary reporting. Where an independent
research organization provides useful context, we name it. Sources are listed at the end of each
article.

Accuracy and updates

Benefit figures change every year, and rules can change mid-year when Congress or the courts
act. We review published articles when the underlying rules change and update them, rather than
leaving stale numbers in place. Articles state the year a figure applies to, and tell you where to
verify your own situation.

Corrections

If we get something wrong, we want to fix it quickly. Email
contact@obviouslyoblivious.com with the article link and the issue. We correct the
article and, for anything that materially changes the meaning, note the correction on the page.

Independence and advertising

This site is supported by advertising. Advertisers have no input into what we cover or what we
say, and no article is written, altered, or withheld to please one. If we ever publish sponsored
content or use affiliate links, it will be clearly labeled as such on the page.

What we don’t do

We don’t give individualized financial, legal, tax, or medical advice; we explain how programs
and rules work. We don’t invent statistics, fabricate quotes, or publish figures we couldn’t verify
at an official source.