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How to Set Up an IRS Payment Plan (Installment Agreement)

October 7, 2026September 21, 2026 by L. Leonard
Woman at a dining table working on a laptop

Learn how to set up an IRS installment agreement online in 15-60 minutes, including requirements, costs, and steps to pay off tax debt over time.

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Social Security Earnings Limit: How Much You Can Earn Before Benefits Are Reduced

October 7, 2026September 21, 2026 by L. Leonard
Shop owner in his sixties working behind a hardware store counter

See the 2026 Social Security earnings limit if you work while claiming early: $24,480 under full retirement age, $65,160 the year you reach it.

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IRS Offer in Compromise: How to Settle Tax Debt for Less

October 7, 2026September 20, 2026 by L. Leonard
Man sitting at his kitchen table with his hands folded

Learn how an IRS Offer in Compromise works, who qualifies, and how to settle your tax debt for less than you owe.

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Injured Spouse Form: How to Reclaim Your Share of a Joint Tax Refund

October 7, 2026September 20, 2026 by L. Leonard
Woman concentrating on a laptop at her home desk

Learn how to file IRS Form 8379 (Injured Spouse Allocation) to reclaim your share of a joint tax refund seized for your spouse’s debt.

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Adoption Tax Credit 2026: Amount, Income Limits, and How to Claim It

October 7, 2026September 19, 2026 by L. Leonard
Two parents playing with their baby on a living room rug

2026 Adoption Tax Credit: claim up to $17,670 per child. See income phase-out limits ($265,080-$305,080) and how to file for this credit.

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Medicaid Spend-Down: How to Qualify for Medicaid With Too Much Income

October 7, 2026September 19, 2026 by L. Leonard
Older woman holding a mug at her kitchen table

Learn how a Medicaid spend-down works, who qualifies, and how to use medical bills to meet income limits and get coverage approved.

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Is Medicare Part A Free? Premiums, Deductibles, and Who Pays

October 7, 2026September 18, 2026 by L. Leonard
Older man waiting in a clinic waiting room

Medicare Part A is premium-free for most, but deductibles and coinsurance still apply. Learn the 40-quarter rule and who pays a monthly premium.

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First-Time Home Buyer Programs: Grants and Assistance That Still Exist

October 7, 2026September 18, 2026 by L. Leonard
Young couple standing outside a modest suburban house

See which first-time home buyer grants, loans, and down payment assistance programs are still active in 2026 — and how the 3-year rule may qualify you.

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Total and Permanent Disability (TPD) Student Loan Discharge: Who Qualifies

September 18, 2026September 17, 2026 by L. Leonard
Man using a wheelchair looking out his living room window

Learn who qualifies for Total and Permanent Disability (TPD) discharge, how to apply through SSA, VA, or a doctor, and which student loans are eligible.

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Social Security Children’s Benefits: How Much Kids Get When a Parent Retires, Dies, or Becomes Disabled

September 18, 2026September 17, 2026 by L. Leonard
Grandmother laughing on the couch with two young grandchildren

Learn how much children can receive in Social Security benefits when a parent retires, dies, or becomes disabled, including family maximum rules.

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