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How to Apply for CHIP Coverage: Step-by-Step by State

October 7, 2026 by L. Leonard

Learn how to apply for CHIP coverage step-by-step by state, including required documents, timelines, and income qualifications for your kids.

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How to Set Up a Representative Payee for Social Security Benefits

October 7, 2026October 7, 2026 by L. Leonard
Adult son sitting with his elderly father at the kitchen table, talking something through

Learn how to become a representative payee for Social Security or SSI benefits, including the application process, interview, and required documents.

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How to File an Amended Tax Return: Form 1040-X Step-by-Step

October 7, 2026October 6, 2026 by L. Leonard
Man focused on a laptop at his dining table

Learn how to file Form 1040-X to amend your tax return, including deadlines, processing times, and step-by-step instructions from the IRS.

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CHIP (Children’s Health Insurance Program): Income Limits and What It Covers

October 7, 2026October 6, 2026 by L. Leonard
Mother holding her young child in a pediatric clinic waiting room

CHIP income limits vary by state, ranging roughly $66,000-$132,000 for a family of four. Learn eligibility rules and what CHIP covers for kids.

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Are Unemployment Benefits Taxable? What You Owe the IRS

October 7, 2026October 5, 2026 by L. Leonard
Man at his home desk rubbing the back of his neck

Are unemployment benefits taxable? Yes—learn why the IRS taxes them, how much you’ll owe, state rules, and how to avoid a surprise tax bill.

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How to Apply for SNAP Benefits Online: Step-by-Step

October 7, 2026October 5, 2026 by L. Leonard
Woman using a laptop at her kitchen table

Learn how to apply for SNAP benefits online with this step-by-step guide covering state portals, required documents, timelines, and eligibility basics.

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Social Security Lump-Sum Death Benefit: How to Apply for the $255 Payment

October 7, 2026October 4, 2026 by L. Leonard
Older woman sitting quietly in her living room armchair

What This Payment Is and What It Takes to Get It When a Social Security-insured worker dies, a surviving spouse or eligible child can receive a one-time payment of $255. That’s it — $255, not adjusted for inflation, not tied to the worker’s earnings history. Congress capped the payment at $255 in 1954, and the … Read more

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Kiddie Tax Rules: When Your Child’s Investment Income Gets Taxed at Your Rate

October 7, 2026October 4, 2026 by L. Leonard
Parents and their teenage daughter talking at the dining table

Learn how the kiddie tax works in 2026, including thresholds, parent tax rates, and strategies to minimize tax on your child’s investment income.

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FAFSA vs CSS Profile: Which Financial Aid Application Do You Need

October 7, 2026October 3, 2026 by L. Leonard
Parent and high school student working at a laptop together

FAFSA vs CSS Profile explained: learn the key differences, who requires each form, and how to know which financial aid applications your college needs.

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Student Loan Interest Deduction: How Much You Can Deduct and Income Limits

October 7, 2026October 3, 2026 by L. Leonard
Young woman using a laptop at her apartment table

Learn how much student loan interest you can deduct in 2026, income limits by filing status, and how this above-the-line tax break works.

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