Energy Efficient Home Improvement Tax Credit: What Qualifies and How Much You Get
Learn what qualifies for the Energy Efficient Home Improvement Tax Credit, how much you can claim (up to $3,200), and the 2025 deadline to act.
Housing & Utilities
Section 8 Housing Vouchers: How the Waitlist Really Works
A Section 8 waitlist isn’t one national line — it’s thousands of separate lists, one for each local Public Housing Agency (PHA), and each PHA sets its own rules for opening, ranking, and closing that list. Wait times run anywhere from a few months to more than 10 years depending on the city, and most … Read more
LIHEAP Energy Assistance: Income Limits and How to Apply in Your State
Federal law caps LIHEAP eligibility at either 150% of the federal poverty guidelines or 60% of the state median income, whichever is higher, and states set their own limit at or below that cap (but no lower than 110% of the poverty guidelines), and the program helps pay heating and cooling bills, prevent shutoffs, and … Read more
Free and Low-Cost Internet Programs for Low-Income Households
Discover free and low-cost internet programs for low-income households in 2026, including Lifeline, ACP updates, and provider-specific discount plans.
What Credit Score Do You Need for an FHA Loan?
Most lenders will approve an FHA loan with a credit score as low as 580, as long as you put down at least 3.5%. If your score falls between 500 and 579, you can still qualify, but FHA rules require a 10% down payment instead. Below 500, you generally can’t get an FHA-insured mortgage at … Read more