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L. Leonard

L. Leonard researches and writes Obviously Oblivious's coverage of US benefits, tax credits, and everyday money rules. Every figure published here — income limits, premiums, deadlines, credit amounts — is checked against the agency that sets it (SSA.gov, IRS.gov, Medicare.gov, CMS.gov, StudentAid.gov) before it goes live, and articles are updated when the underlying rules change rather than left to go stale. Drafting is AI-assisted and every article is verified against primary sources before publication; the full process is documented in our Editorial Policy. Corrections and topic requests: contact@obviouslyoblivious.com

Full Retirement Age by Birth Year: When Can You Claim 100% of Social Security?

July 27, 2026July 21, 2026 by L. Leonard
Woman in her mid-60s celebrating a birthday that marks her full retirement age

Find your full retirement age by birth year and see exactly how much claiming early or late changes your Social Security check.

Categories Social Security Leave a comment

SSDI vs SSI: The Difference, and Which One You Should Apply For

July 27, 2026July 21, 2026 by L. Leonard
Middle-aged man with a cane standing thoughtfully by his apartment window

SSDI vs SSI: learn the key differences in eligibility, work history, and financial need to determine which disability benefit you should apply for.

Categories Social Security Leave a comment

Earned Income Tax Credit 2026: Income Limits and Credit Amounts by Family Size

July 27, 2026July 20, 2026 by L. Leonard
Young working family playing with their two children at home

EITC guide: credit amounts up to $8,046 for this filing season and the official tax-year-2026 figures up to $8,231, by family size.

Categories Tax Credits Leave a comment

Medicare Advantage vs Original Medicare: A Plain-English Comparison

July 27, 2026July 20, 2026 by L. Leonard
Older man at his kitchen table comparing two Medicare plan folders side by side

Medicare Advantage vs Original Medicare explained in plain English — compare costs, networks, coverage gaps, and out-of-pocket caps to choose confidently.

Categories Medicare & Health Coverage Leave a comment

Medicare Open Enrollment: Dates, What You Can Change, and Costly Mistakes

July 27, 2026July 19, 2026 by L. Leonard
Older woman researching Medicare plan options on her laptop during open enrollment

Medicare Open Enrollment runs Oct 15-Dec 7 every year, with changes effective Jan 1. Key dates, what you can change, and costly mistakes to avoid.

Categories Medicare & Health Coverage Leave a comment

Social Security COLA for 2026: How Much Bigger Will Your Check Be?

July 27, 2026July 19, 2026 by L. Leonard
Retired couple talking over morning coffee about their Social Security benefits

Social Security’s 2026 COLA is 2.8%, boosting the average retired worker’s check by about $56/month. See how it’s calculated and what it means for you.

Categories Social Security 1 Comment
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